6 bed terraced house for sale
Institute Road, Chatham, Kent ME4

- 6 beds
- 6 baths
- 1 reception
EPC Rating: C

Freehold

Added on 10/10/2025

About this property

Property Layout – Brand New 6 bed, all ensuite HMO
Tenant Type – Will be tenanted by working professionals once complete, ensuring strong and stable demand
Strategic Location – Central Chatham close to town centre, Medway Hospital, university and key employers
Transport & Connectivity – High-speed rail to London in under 45 minutes, plus easy M2/A2 motorway access
Regeneration Benefits – Major Medway waterfront and town centre regeneration driving growth and demand
High Rental Income & Strong Yield – Projected gross annual income £52,380 delivering 12.3% yield

Brand New 6-bedroom, all-ensuite HMO presents an exciting high-yield investment opportunity in the heart of Chatham. Once complete, the property will be fully let by working professionals with full professional management, generating a projected annual rental income of £52,380 and delivering an impressive gross yield of 12.3%. Designed to modern standards, the HMO will provide high-quality accommodation in a prime location close to Chatham town centre, Medway Hospital, the university, and key employment hubs, ensuring strong and stable tenant demand. With high-speed rail connections to London in under 45 minutes and excellent road access via the M2 and A2, the property offers superb commuter appeal. Supported by extensive regeneration across the Medway waterfront and town centre, this asset combines strong rental returns with long-term growth potential in one of Kent’s fastest-evolving investment markets.

As the development has just finished, certificates and licensing are pending completion. If you would like to see some examples of similar projects from the same developer to give you an idea of the finished product, please contact the team.

Please note: A Buyer Onboarding Fee of £250 + VAT is payable by all purchasers upon offer acceptance. This covers full aml and Proof of Funds verification, investor onboarding, and one months' access to our exclusive HMO Xchange portal and dedicated Buyer’s Space within the HMO X Hub - providing specialist guides, content, and support for HMO investors of all experience levels.

Projected Income Breakdown (Monthly):

Room 1: £725.00
Room 2: £695.00
Room 3: £675.00
Room 4: £695.00
Room 5: £725.00
Room 6: £850.00

Total Projected Monthly Income: £4,359.00
Total Projected Annual Income: £52,308.00

Projected Expenditure Breakdown (Monthly):

Gas: £140.00
Electric: £140.00
Water: £40.00
Council Tax: £150.00
Broadband: £50.00
Cleaner: £60.00
Management: £405.00

Total Projected Monthly Expenditure: £985.00
Total Projected Annual Expenditure: £11,820.00

Projected Investment Performance:

Projected Net Annual Income: £40,488.00
Gross Yield: 12.31%
Net Yield: 9.53%

Mortgage calculator

Monthly repayment

£2,126 per month

Whole of market comparison

70+ lenders and 10,000+ products

How much could I borrow

In partnership with

The monthly repayments provided are estimates and should be used as a guide only. The actual amount you can borrow will depend on your personal financial situation and subject to a full application. For a more precise estimate, please use the Mojo mortgage calculator. Your home or property may be repossessed if you do not keep up repayments on your mortgage.