£90,000

1 bed detached house for sale
Napier Street, Cardigan, Ceredigion SA43

    • 1 bed

    • 7 receptions

Auction
Freehold
Reduced on 25/03/2026

About this property

    A rare opportunity to acquire a freehold commercial property in the historic market town of Cardigan, offering potential for residential conversion subject to the necessary consents. The property is currently vacant and is arranged to provide seven offices/consulting rooms, along with kitchen facilities and W.C.s.

    This property is for sale by the Modern Method of Auction. Should you view, offer or bid on the property, your information will be shared with the Auctioneer, iamsold Limited. This method of auction requires both parties to complete the transaction within 56 days of the draft contract for sale being received by the buyers solicitor. This additional time allows buyers to proceed with mortgage finance (subject to lending criteria, affordability and survey). The buyer is required to sign a reservation agreement and make payment of a non-refundable Reservation Fee. This being 4.5% of the purchase price including VAT, subject to a minimum of £6,600.00 including VAT. The Reservation Fee is paid in addition to purchase price and will be considered as part of the chargeable consideration for the property in the calculation for stamp duty liability. Buyers will be required to go through an identification verification process with iamsold and provide proof of how the purchase would be funded. This property has a Buyer Information Pack which is a collection of documents in relation to the property. The documents may not tell you everything you need to know about the property, so you are required to complete your own due diligence before bidding. A sample copy of the Reservation Agreement and terms and conditions are also contained within this pack. The buyer will also make payment of £300 including VAT towards the preparation cost of the pack, where it has been provided by iamsold. The property is subject to an undisclosed Reserve Price with both the Reserve Price and Starting Bid being subject to change. Referral Arrangements The Partner Agent and Auctioneer may recommend the services of third parties to you. Whilst these services are recommended as it is believed they will be of benefit; you are under no obligation to use any of these services and you should always consider your options before services are accepted. Where services are accepted the Auctioneer or Partner Agent may receive payment for the recommendation and you will be informed of any referral arrangement and payment prior to any services being taken by you..........

    Situated within the West Wales market town of Cardigan in a convenient position within a short walk of the town's facilities and amenities including a leisure centre, swimming pool, primary school & secondary school, range of local and national shops, places of worship, public houses and a short drive from the beautiful Ceredigion and Pembrokeshire coastlines with a good selection of beaches and walks.

    Accommodation

    Enter via double glazed door with dual aspect double glazed window to:

    Entrance

    Doors opening to:

    Reception Area

    Frosted double glazed window to the front, storage heater.

    Room One

    Storage heater, double doors to:

    Hallway

    Storage heaters, doors leading to:

    Room Two

    Internal frosted windows.

    Room Three

    Storage heater, skylight.

    Room Four

    Storage heater.

    Room Five

    Storage heater.

    Cloakroom

    WC, wash hand basin, cupboard.

    Utility Area

    Base units with work tops over, doors leading to:

    Room Six

    Storage heater.

    Inner Hallway

    Storage heater, doors opening to:

    Office

    Skylight.

    Kitchen

    Wall and base units with work tops over, single drainer sink, space for white goods, storage heater, cloakroom with WC and wash hand basin. Rear external door, Door opening to:

    Room Seven

    Stairs leading down to room seven with external rear door, window and storage heater.

    Mortgage calculator

    Monthly repayment

    £450 per month

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    The monthly repayments provided are estimates and should be used as a guide only. The actual amount you can borrow will depend on your personal financial situation and subject to a full application. For a more precise estimate, please use the Mojo mortgage calculator. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

    More information

    • Tenure

      Freehold

    • Council tax band

      A band has not yet been confirmed.

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    John Francis - Cardigan

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