Guide price

£264,500

2 bed terraced house for sale
Westmeads Road, Whitstable, Kent CT5

    • 2 beds

    • 1 bath

    • 2 receptions

Just added
Retirement
Chain free
Added on 23/02/2026

About this property

  • Open House Saturday 7th March 2026 - by appointment only

  • Only over 60s are eligible for the Home for Life from Homewise (incorporating a Lifetime Lease)

  • Savings against the full price of this property typically range from 20% to 50% for a Lifetime Lease

  • Actual price paid depends on individuals’ age and personal circumstances (and property criteria)

  • Plan allows customers to purchase a % share of the property value (up to 50%) to safeguard for the future

  • Call for a personalised quote, or use the calculator on the homewise website for an indicative saving

  • The full listed price of this property is £400,000

  • Chain-free

  • Open-plan kitchen/diner with roof lantern and bi-fold patio doors

  • Parking to the rear of the garden, with access via the 10-foot way off Diamond Road

Securing this property with A lifetime leaseover 60s can secure this property with a home for life from homewise

Through the Home for Life Plan from Homewise, those aged 60 or over can purchase a Lifetime Lease and a share of the property value to safeguard for the future. The cost to purchase the Lifetime Lease is always less than the full market value.
Over 60s customers typically save between from 20% to 50%*.

Home for Life Plan guide price for overs 60s: The Lifetime Lease price for this property is £264,500 based on an average saving of 33%.

Market Value Price: £400,000

The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard. The plan allows customers to purchase a share of the property value (up to 50%) to safeguard for the future.

For an indication of what you could save, please use our calculator on the homewise website.
Please call for more information or a personalised quote.
Please note: Homewise do not own this property and it is not exclusively for sale for the over-60s.
It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease.

If you are not over 60 or would like to purchase the property at the full market value of £400,000, please contact the estate agent Wards.

Property DESCRIPTIONThis stunning terraced house is deceptively spacious and provides a peaceful spot to reside in the centre of Whitstable. The lounge benefits from a square bay window which extends the seating area and floods light throughout the room, whilst the fireplace provides a cosy feeling to the space throughout the winter months. With space made for a ground floor w/c, the renovation has been thoughtfully done throughout.

The kitchen and dining area is the real show stopper here, leading to the rear garden with bi-fold patio doors making it a terrific social setting throughout the warmer months. The kitchen is brand new, with a built-in dishwasher, fridge/freezer, hob and oven. There are new radiators along with a new combi-boiler. With a parking area for two vehicles at the end of the rear garden, accessed via a 10-foot way off Diamond Road, this is a wonderful feature.

The rear garden is a private setting which enjoys plenty of sunshine, with a grass lawn and fenced rear area. Upstairs, two well-proportioned bedrooms provide ample space for double bed frames and have built-in cupboard space too, with the family bath and shower room on the first floor.

The Whitstable High Street and beach is a short walk which should take no-more than 5 minutes, where you can enjoy your weekends visiting the excellent cafes, restaurants and shops this wonderful seaside town has to offer. For those who will need to commute to London, Whitstable train station is a short walk in the opposite direction.

Room sizes:
  • Entrance Hall
  • Lounge 14'7 x 11'2 (4.45m x 3.41m)
  • Kitchen/Diner 18'8 x 13'10 (5.69m x 4.22m)
  • Cloakroom
  • Landing
  • Bedroom 1 16'6 x 10'7 (5.03m x 3.23m)
  • Bedroom 2 12'2 x 8'5 (3.71m x 2.57m)
  • Bath & Shower Room
  • Front Garden
  • Rear Garden
  • Parking Space

The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Homewise, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.


Council Tax band: C

Tenure: Freehold
Suitable as a retirement home.

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£1,323 per month

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The monthly repayments provided are estimates and should be used as a guide only. The actual amount you can borrow will depend on your personal financial situation and subject to a full application. For a more precise estimate, please use the Mojo mortgage calculator. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

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