2 bed flat for sale

Essex Street, Whitstable, Kent CT5

Securing this property with A lifetime leaseover 60s can secure this property with a home for life from homewise

Through the Home for Life Plan from Homewise, those aged 60 or over can purchase a Lifetime Lease and a share of the property value to safeguard for the future. The cost to purchase the Lifetime Lease is always less than the full market value.
Over 60s customers typically save between from 20% to 50%*.

Home for Life Plan guide price for overs 60s: The Lifetime Lease price for this property is £182,000 based on an average saving of 33%.

Market Value Price: £275,000

The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard. The plan allows customers to purchase a share of the property value (up to 50%) to safeguard for the future.

For an indication of what you could save, please use our calculator on the homewise website.
Please call for more information or a personalised quote.
Please note: Homewise do not own this property and it is not exclusively for sale for the over-60s.
It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease.

If you are not over 60 or would like to purchase the property at the full market value of £275,000, please contact the estate agent Wards.

Property DESCRIPTIONThis spacious and versatile first floor flat is ideally situated close to Whitstable's shops, station and seafront. With its own private front door, the property opens into a generous lounge/diner, creating a bright central living space.

A separate kitchen and an additional study/third bedroom lead off the lounge, offering great flexibility for home working or extra accommodation.

There are two bedrooms, including a main bedroom with en suite, providing added convenience.

The property benefits from no set service charge or ground rent; costs are limited to building insurance and external maintenance shared between just four flats. To the rear, you'll find a tandem allocated parking space in the residents' area.

A fantastic opportunity for first time buyers, investors or those seeking a low maintenance home in a sought after location.

Please refer to the footnote regarding the services and appliances.

Room sizes:

• Lounge/Diner 19'8 x 10'2 (6.00m x 3.10m)
• Study 10'4 x 6'8 (3.15m x 2.03m)
• Kitchen 9'11 x 5'2 (3.02m x 1.58m)
• Bathroom

• Bedroom 1 12'3 x 9'1 (3.74m x 2.77m)
• Ensuite Shower Room
• Bedroom 2 9'1 x 7'0 (2.77m x 2.14m)
• Tandem Parking Space

The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details. Appliances & services are untested, dimensions are approximate and floor plans are not to scale.

We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Homewise, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.

Council Tax band: B

Tenure: Share of Freehold

Annual service charge: £ 300

Years remaining on lease: 223
Suitable as a retirement home.