2 bed terraced house for sale

Buttermere Close, Yarnfield ST15

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House hunting can feel like an all-or-nothing game, but Buttermere Close changes the rules... Offering a 40% share and a 100% chance to fall in love.

Situated in the popular village of Yarnfield, just a short drive from the ever-desirable market town of Stone, this modern two-bedroom mid-terraced home presents a fantastic opportunity to step onto the property ladder with a flexible shared ownership scheme. The advertised price represents a 40% share, and shares are available from as low as 25% up to 75% initially, with rent payable on the remaining share. Interested parties are advised that all purchasers are subject to eligibility and affordability assessments in line with Shared Ownership requirements. For more information, please discuss with our sales team. This is a smart and accessible route into home ownership without compromising on style or comfort.

The property welcomes you with an entrance hallway, complete with a useful built-in cupboard for coats and everyday essentials. From here, you’ll find access to the guest WC, fitted with a wash hand basin, and the main living space beyond. The living and dining room is positioned at the rear, offering a bright and inviting setting with stairs rising to the first floor and double doors opening directly onto the garden, creating an easy flow for both relaxing and entertaining.

The kitchen is accessed via an open archway from the hall. Fitted with a modern range of units, work surfaces and a built-in oven and hob, there is also space for additional appliances, making it both practical and stylish for day-to-day living.

Upstairs, the home continues to impress with two well-proportioned double bedrooms, ideal for a couple, small family or those needing a home office. The bathroom is fitted with a suite comprising a WC, wash hand basin and a panelled bath.

Externally, the property benefits from an allocated parking space to the front, while the rear garden has been designed with low maintenance in mind, featuring a paved patio, artificial lawn and gated rear access.

Yarnfield offers a wonderful balance of village charm and convenience, with easy access to Stafford and Stoke-on-Trent, making it ideal for commuters. The nearby town of Stone is particularly well regarded for its range of independent shops, cafés, restaurants and regular markets, while the surrounding countryside and canal-side walks provide plenty of opportunity to enjoy the outdoors.

All in all, this is a superb opportunity to secure a modern, well-located home with a more accessible route into ownership... And one that might just be the perfect place to start your next chapter.

EPC Rating: B

Entrance Hall

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Guest WC

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Kitchen

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Living/Dining Room

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First Floor Landing

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Bedroom One

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Bedroom Two

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Bathroom

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Shared Ownership

There are shared ownership options available, with initial purchases ranging from 25% to 75% (subject to affordability and eligibility checks). After completion, buyers have the option to increase their share in the property through “staircasing, ” in increments of 10% or more, up to full ownership. As your share increases, the rent payable on the remaining portion will decrease.

Please note that even if you staircase to 100% ownership, the freehold of the property will not be transferred. This is because the home is located within a Designated Protected Area, where restrictions are in place to ensure the continued availability of affordable housing.

If your ownership share exceeds 80%, your landlord (Homes Plus or a nominated provider) will have the right to repurchase the property. This measure helps maintain the property as part of the affordable housing stock for future buyers.

For further details, please speak with our sales team.

Purchasing Procedure

We, acting on behalf of the Shared Ownership provider are required to provide information at the appropriate stages of a potential shared ownership buyer's journey. Documents will be provided to you at key stages of your purchase and once all the required documents have been issued a £250.00 reservation fee will then be payable by you. For more information, please discuss with our sales team.

Examples Of Rent Payable On Remaining Share

Rent is payable on the remaining share retained by Severn Homes working on behalf of Homes Plus at a rate of 2.75%.
There is also a service charge fee of £26.09 per calendar month. This amount is payable, regardless of the % share purchased.

Examples of rent based on share purchased: (100% value = £210,000)

25% Share = Purchase Price £52,500 / Rent pcm = £360.94.

30% Share = Purchase Price £63,000 / Rent pcm = £336.88.

40% Share = Purchase Price £84,000 / Rent pcm = £288.75.

50% Share = Purchase Price £105,000 / Rent pcm = £240.63.

60% Share = Purchase Price £126,000 / Rent pcm = £192.50.

70% Share = Purchase Price £147,000 / Rent pcm = £144.38.

75% Share = Purchase Price £157,500 / Rent pcm = £120.31.

For further information, please contact our sales team.

Agents Note

The property is being sold as a resale property and is offered in its current condition. No new-build defects liability period will apply. Buyers should rely on their own inspection, survey and legal advice.

Anti-Money Laundering & Id Checks

Once an offer is accepted on a property marketed by Dourish & Day estate agents we are required to complete id verification checks on all buyers and to apply ongoing monitoring until the transaction ends. Whilst this is the responsibility of Dourish & Day we may use the services of MoveButler or Guild365, to verify Clients’ identity. This is not a credit check and therefore will have no effect on your credit history. You agree for us to complete these checks, and the cost of these checks is £30.00 inc. VAT per buyer. This is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable.

Rear Garden

The rear garden has been designed with low maintenance in mind, featuring a paved patio, artificial lawn and gated rear access.

Parking - Allocated Parking