3 bed semi-detached house for sale

Bembridge Drive, Northampton NN2

Highlight Housing, The Affordable Homes Agency, working with Legal & General Affordable Homes, is pleased to present this well-maintained three bedroom semi-detached Shared Ownership resale home at Bembridge Drive, Northampton.

The price shown represents purchasing a 40% share of the property.

Property Overview

Situated within a popular residential development in Northampton, this attractive three bedroom semi-detached home offers an excellent opportunity to step onto the property ladder through Shared Ownership.

Extending to approximately 885 sq ft (82 sq m), the home provides bright, practical accommodation ideal for first-time buyers, couples and growing families. The welcoming entrance hall leads to a spacious living room, creating the perfect space to relax or entertain. To the rear of the property, the contemporary kitchen and dining room spans the full width of the home, offering ample space for family meals and direct access to the private enclosed rear garden.

Upstairs, the property offers three well-proportioned bedrooms, including two generous double bedrooms and a versatile third bedroom, ideal as a nursery, home office or guest bedroom. A modern family bathroom completes the first floor.

Externally, the home benefits from a private enclosed rear garden with both a patio and lawn, providing an excellent outdoor space for relaxing or entertaining. To the front of the property, there is off-road parking for multiple vehicles.

Financial Breakdown

• Full Market Value: £260,000
• 40% Share Value: £104,000
• Rent (60% share): £420.33 per month
• Buildings Insurance: £26.84 per month
• Management Fee: £34.89 per month
• Total Monthly Payment (excluding mortgage): £481.06 per month
• Lease Length: Approximately 114 years remaining

Local Area

Located to the north of Northampton, Bembridge Drive enjoys easy access to a wide range of everyday amenities, including supermarkets, cafés, leisure facilities and well-regarded schools. The town centre is just a short drive away, offering excellent shopping, restaurants, entertainment and cultural attractions.

For commuters, Northampton railway station provides regular direct services to London Euston, Birmingham and Milton Keynes, while the nearby A43, A45 and M1 motorway offer excellent road connections across the Midlands and beyond. The surrounding area also benefits from a number of parks, walking routes and open green spaces, making it an ideal location for families and outdoor enthusiasts alike.

What is Shared Ownership?

Shared Ownership offers a more accessible route to homeownership by allowing you to purchase a share of a property's value, while paying a subsidised rent on the remaining share.

Over time, you may choose to buy additional shares in your home through a process known as staircasing, potentially increasing your ownership up to 100%. Deposits and mortgage payments are based on the share purchased, meaning costs are often lower than buying outright or renting privately.

Legal & General Affordable Homes is a Registered Provider delivering Shared Ownership homes and committed to creating well designed communities and supporting buyers throughout their home buying journey.

Eligibility Criteria

To be eligible for Shared Ownership, you will need to:

• Have a combined household income under £80,000 per annum.
• Not already own a property, or part of a property, at the time of completing your purchase.
• Be unable to purchase a suitable home to meet your housing needs on the open market.

This Shared Ownership opportunity offers a more affordable and flexible route to owning a spacious family home in a well-connected Northampton location.

About Highlight Housing

We are The Affordable Homes Agency.

Finding an affordable home should not feel impossible. Highlight Housing exists to improve access to good-quality, safe, affordable homes for sale and rent across the UK, working with trusted housebuilders, housing associations, private sellers and landlords.

With over 15 years' experience across shared ownership, shared equity, mid-market rent and rent to buy, we provide clear, practical guidance that helps people understand what is genuinely within reach.

Our focus is on supporting individuals and families to move forward with confidence into a secure, well managed future home they can afford.

Shared Ownership Disclaimer

Shared Ownership is subject to eligibility, affordability checks and the terms of the lease. Rent is payable on the share not owned, along with any applicable service charges and other outgoings. Staircasing is subject to a valuation at the time of purchase and additional legal and valuation costs may apply. Priority may be given to applicants with a local connection. All information provided is for guidance only and does not form part of any contract.