4 bed detached house for sale

Skipper Walk, Kennington, Ashford TN24

Shared ownership (Advertised price represents 30% share. Full market value £465,000). A rare chance to buy such a spacious, shared-ownership family home. This detached and double-fronted property has a cloakroom/WC off the entrance hall, a dual-aspect reception room and a quadruple-aspect kitchen/dining room. The latter is just shy of thirty feet long and features sleek, white units, integrated appliances and a breakfast bar. Both of the principle, ground-floor rooms have patio doors that open onto the west-facing rear garden. Upstairs, on the first floor of the house, there is a main bedroom with fitted wardrobe and naturally-lit, en-suite shower room. The second bedroom is only slightly smaller and also has an en-suite shower room. A third double bedroom, a fourth bedroom/study and a stylish bathroom complete the accommodation. The property was constructed quite recently and demanding insulation standards, high performance glazing and modern gas central heating make for a very good energy-efficiency rating. A carport provides storage space plus parking for two cars and Ashford town centre is only a short drive away. Ofsted list several well-thought-of schools in the local area and Conningbrook Lakes Country Park, which is within comfortable walking distance, offers beautiful, outside space to explore.

Interested parties are required to complete the shared ownership common application form [ ]

(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)

Housing Association: Clarion.
Tenure: Leasehold (990 years from 01/01/2024). Freehold transferred on 100% ownership.
Minimum Share: 30% (£139,500). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £795.27 per month (subject to annual review).
Service Charge: £61.84 per month (subject to annual review).
Guideline Minimum Income: Dual - £52,400 | Single - £60,200 (based on minimum share and 10% deposit).
Council Tax: Band F, Ashford Borough Council. Priority is given to applicants living and/or working in this local authority.

This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone.

What is shared ownership ?

Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (gla) in London and Homes England outside of London.

Is shared ownership for you ?

The gla and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:

1. Not own another property in the UK or any other country.
2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
4. Be in full time permanent employment.
5. Be a British, EU or eea Citizen or have indefinite leave to remain in the UK.
6. Have a good credit history.

Sitting Room

18' 6" x 11' 5" (5.65m x 3.49m)

Kitchen / Dining Room

29' 8" x 11' 11" (9.03m x 3.62m)

Bedroom 1

12' 3" x 11' 4" (3.73m x 3.46m)

En-Suite Shower Room 1

8' 7" max. X 6' 8" max. (2.62m x 2.04m)

Bedroom 2

13' 2" max. X 11' 11" max. (4.02m x 3.63m)

En-Suite Shower Room 2

8' 3" max. X 3' 3" (2.52m x 0.99m)

Bathroom

8' 4" max. X 7' 1" max. (2.55m x 2.16m)

Bedroom 3

11' 11" x 8' 6" (3.62m x 2.60m)

Study / Bedroom 4

11' 4" x 6' 0" (3.46m x 1.83m)