£220,000

(£378/sq. ft)

1 bed flat for sale
Croydon Road, London SE20

    • 1 bed

    • 1 bath

    • 1 reception

    • 581 sq. ft

  • EPC Rating: C

Just added
Chain free
Leasehold
Added on 06/10/2026

About this property

  • Chain-free one-bedroom flat

  • Exceptionally large shared garden

  • New 125-year lease issued on completion

  • £1,000 allowance towards this year’s service charge

  • Gas central heating

  • Ideal first-time purchase in a convenient Penge location

A remarkably generous shared garden, a new lease and a helping hand towards your first year’s costs. Offered chain free, this one-bedroom flat at 120C Croydon Road presents an appealing opportunity for first-time buyers looking to establish a home in Penge.

The shared garden is a particular highlight. Its substantial size adds a welcome outdoor dimension to the property, offering residents space to enjoy fresh air and a change of scene beyond the flat itself. For buyers who value access to a garden, this is a feature that deserves to be explored during a viewing.

The one-bedroom accommodation offers a manageable home for an individual or couple, with gas central heating providing a practical benefit. A new 125-year lease will be issued on completion, adding to the appeal for buyers taking their first step onto the property ladder.

To help with initial ownership costs, the vendor is offering a one-off £1,000 allowance towards this year’s service charge. This is a contribution towards the charge payable, giving the buyer useful financial support as they settle into their new home.

Croydon Road is well placed for the amenities of Penge, with local shopping, cafés and places to eat in the surrounding neighbourhood. Rail options in the wider area include Penge East and Kent House, while local green spaces provide further opportunities to spend time outdoors. Crystal Palace and Beckenham add a wider choice of destinations to explore.

Combining shared outdoor space, a new lease and a contribution towards the service charge, this chain-free flat offers an attractive starting point for buyers seeking their first London home.

Discover more about the wider neighbourhood in our Crystal Palace & Croydon area guide on the MA-Residential website. To arrange a viewing or ask a question about this property, please visit the MA-Residential website and submit an enquiry.

EPC Rating: C

Location

Croydon Road offers a convenient base for enjoying Penge and its surrounding South London neighbourhoods. Local shops and everyday amenities make the area practical for daily life, while cafés, pubs and places to eat provide options for meeting friends or spending time close to home.

Penge has an established neighbourhood character, with its high street providing a focus for shopping and local services. The surrounding residential streets and green spaces add variety, creating a setting that appeals to buyers looking for both convenience and access to outdoor recreation.

Rail options in the wider area include Penge East and Kent House, with local bus routes providing further connections through neighbouring districts. This choice of transport is useful for residents balancing work, social plans and everyday journeys across London.

Penge’s green spaces include Alexandra Recreation Ground, Penge Recreation Ground and Winsford Gardens. The wider area also offers Crystal Palace Park, giving residents further opportunities for weekend walks and time outdoors. The property’s substantial shared garden adds another outdoor option closer to home.

Neighbouring Crystal Palace and Beckenham broaden the choice of shops, restaurants and leisure destinations. For first-time buyers, Penge offers an appealing combination of an established local community, practical amenities and connections to the wider capital.

Lounge/Diner (4.34m x 3.60m)

Kitchen (3.18m x 2.84m)

Bedroom (4.30m x 3.62m)

Parking - On Street

Disclaimer

These particulars are provided as a guide only and do not form part of any offer or contract. Whilst every effort has been made to ensure accuracy, MA-Residential cannot guarantee that all information is correct, complete or up to date. Measurements, floorplans, photographs and descriptions are approximate and for illustrative purposes only. Buyers should satisfy themselves by inspection or professional advice. Properties are offered subject to contract and availability. We are required by law to conduct anti-money laundering checks on all those selling or buying a property. Whilst we retain responsibility for ensuring checks and any ongoing monitoring are carried out correctly, the initial checks are carried out on our behalf by Lifetime Legal. The cost is £65 (incl. VAT), payable directly to Lifetime Legal, is non-refundable, and MA-Residential receives a proportion of this fee.

Mortgage calculator

Monthly repayment

£1,100 per month

Whole of market comparison

70+ lenders and 10,000+ products

How much could I borrow

In partnership with

mojo logo

The monthly repayments provided are estimates and should be used as a guide only. The actual amount you can borrow will depend on your personal financial situation and subject to a full application. For a more precise estimate, please use the Mojo mortgage calculator. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

More information

  • Tenure

    Leasehold (125 years)

  • Service charge

    £3,286 per year

  • Council tax band

    B

  • Ground rent

    £0

  • Ground rent date of next review

Report this listing

MA-Residential

Logo of MA-Residential
Email agent